ARMCO News

Article | April 21, 2020

From Compliance Through Quality Control: Reducing Risk With ACES Consumer

By staff at CreditUnion.com

Denver-based ARMCO has been helping leading financial institutions nationwide automate and understand quality control in their lending processes for more than two decades. The Colorado company has now refined its experience into the ACES Consumer platform, an enterprise quality control solution that addresses opportunity for peak performance in auditing and optimizing consumer and mortgage lending and account opening.

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Article | April 06, 2020

Examining the COVID-19 Effect on Compliance

Expert Perspectives: ARMCO’s Director of Compliance, Kacey Olson

  • How has regulatory response to COVID-19 affected financial institutions?
  • What risks will financial institutions face as a result of COVID-19?
  • What impact has COVID-19 had on mortgage lending?


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Press release | April 02, 2020

ARMCO Updates ACES IQ to Provide Guidance on Regulatory Changes Made in Response to COVID-19 National Emergency Declaration

DENVER, Colo., April 2, 2020—ACES Risk Management (ARMCO), the leading provider of enterprise financial risk mitigation solutions, announced it has created a new question set category within its ACES Intelligent Questionnaire (ACES IQ) functionality to house all temporary regulatory provisions issued by state and federal agencies and the GSEs in response to the COVID-19 national emergency declaration. The new category provides ACES users with a centralized repository inside ACES Audit TechnologyTM to ensure audits are conducted using the most up-to-date compliance standards.

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Article | March 12, 2020

ARMCO: Rate of Loan Defects Continued to Drop in Q3

By Michael Bates at MortgageOrb

Increasing refinance volume continued to drive down the rate of defects in mortgage applications in the third quarter of 2019, according to ARMCO’s most recent Mortgage QC Trends Report.

The overall rate of critical defects was 1.56%, a decrease of 9% compared with the second quarter and a decrease of 19% compared with the peak, which occurred in the fourth quarter of 2018.

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Article | March 12, 2020

ARMCO: Critical Defect Rate Drops 9%

By staff at MBA NewsLink

ACES Risk Management, Denver, said the overall critical defect rate reached 1.56% in the third quarter, to the lowest defect rate since 2016.

The company’s quarterly Mortgage QC Trends Report said the decrease represents a 19% improvement from the most recent critical defect rate peak, which occurred in Q4 2018.

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Press release | March 11, 2020

Refinance Spike Drives Continued Decrease in Critical Defect Rate, According to Q3 2019 ARMCO Mortgage QC Trends Report

DENVER, Colo., March 12, 2020—ACES Risk Management (ARMCO), the leading provider of enterprise financial risk mitigation solutions, announced the release of the quarterly ARMCO Mortgage QC Trends Report. The latest report covers third quarter (Q3) 2019 and provides loan quality findings for mortgages reviewed by ACES Audit Technology™.

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Press release | March 06, 2020

ARMCO Makes HW Tech100 Mortgage List for Sixth Consecutive Year

DENVER, Colo., March 6, 2020—ACES Risk Management (ARMCO), the leading provider of enterprise financial risk mitigation solutions, announced today it has been named to the 2020 HW Tech100™ Mortgage list published by mortgage industry trade magazine HousingWire. This marks ARMCO’s sixth consecutive appearance on the HW Tech100 list, which highlights tech innovation that captures the entire U.S. housing economy, spanning real estate to mortgage lending, servicing and investments.

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Article | March 04, 2020

How to Keep the Focus on Loan Quality in The Face of Regulatory Change

Expert Perspectives: ARMCO’s Director of Compliance, Kacey Olson

  • Importance of Fannie Mae and FHA taxonomies.
  • How to best manage loan quality leveraging these taxonomies.
  • How to best prepare for HMDA changes


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Article | March 02, 2020

2020 HW Tech100 Mortgage winner: ARMCO

by HousingWire staff

ACES Audit Technology expedites turn times, increases reliability and imparts standardization, accountability and auditability in virtually any quality control process. It can be used across departments and silos, regardless of how nuanced the requirements or regulations are. ARMCO consolidated QC for mortgage and consumer lending into one central unit and reduced monthly reports for lenders from eight manually compiled reports to one interactive report.

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Conference | March 02, 2020

CBA Live Conference: March 23-25, 2020

ARMCO will be exhibiting at the CBA Live Conference March 23-25, 2020 in San Diego, CA. We'd love to meet with you and discuss your Consumer Lending quality control & compliance goals.

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