Regulatory Support

  • No longer feel overwhelmed, misinformed or not in full control
  • Leverage a system that automatically adapts to new regulations
  • Easily customize questionnaires to your specific requirements
  • Automatically validate TRID disclosures v. LOS with TRIDCompare™

Rules are changing often and it’s not easy to feel 100% certain about mortgage loan compliance. Let ARMCO’s ACES Audit Technology™ make it easy. 

We know mortgage compliance risk is a top focus for most lenders. No longer feel overwhelmed. Experience control and management of regulatory compliance like never before. ACES Intelligent Questionnaires (ACES IQ) provides pre-populated and user- definable quality control audit questions addressing GSE, agency, state law, and federal regulations. Lenders and Servicers can rest assured they have full compliance support as the system automatically adapts to the changing financial landscape. 

ACES IQ comes pre-loaded with questions relating to Federal and state regulations, as well as FHA, VA, RHS (USDA), Fannie Mae and Freddie Mac program guidelines. However, our configuration is flexible enough to allow you to add an unlimited number of your own questions and filters to ensure loans adhere to your own specific, proprietary requirements. 

ACES IQ is continuously updated by a team of compliance professionals with all regulatory and statutory changes, prior to enforcement, so you can rest assured that you and your employees are working with the most up-to-date information. Additionally, ACES maintains and stores checklists to ensure compliance and loan integrity for historical reporting. Comprehensive compliance audits can be created in ACES to monitor compliance with such regulations as RESPA, HVCC, FACTA, Red Flags, Flood, TILA, MDIA, HPML, SAFE Licensing, the USA Patriot Act and more.

In addition, making sure your TRID disclosures match the data in your LOS is now more crucial than ever. ARMCO introduces TRIDCompare within its Auto Data Compare (ADC) technology, allowing you to automatically identify discrepancies in the loan file between the Loan Estimate, the Closing Disclosure and the data in the LOS. 

TRIDCompare

 

 

 

 

 

 

Schedule a consultation with an ARMCO specialist, and learn more about our automated compliance support. We’re happy to show you how easy it is to leverage our customizable questionnaires… and get you and your staff feeling informed, compliant and secure again.