People not just products

About Award Winning Products


A leader in the RegTech movement, we adapt our product offering to the changing regulatory landscape.

About Consultative Approach


On-going personalized consulting enables ARMCO clients to unleash their true potential.

About Industry Throught Leader


Author of the quarterly Mortgage QC Trends Report and Compliance NewsHub, educational content and speakers at various industry tradeshows.

The Recognized Authority in Risk Management

Over 50% of the top 50 mortgage lenders choose ARMCO.


We’ve spent 25 years understanding the mortgage industry’s pitfalls & opportunities.

It's why we deliver not just great products but great people to help you. Why we deliver better ROI. Why we believe that lending your ear to ARMCO could be the most important loan your company can make.

Award Tech Trendsetters

2019 HousingWire
Tech Trendsetter

Award Top Mortgage Employer

Top Mortgage Employers
by National Mortgage

Award Tech100

TECH100™ list

Award Housing Wire

Insiders Award

Award Mba

Mortgage Banking
Tech All-Stars award

Award Vanguard

HousingWire’s HW
Vanguard Awards™

ARMCO's executive team

Team Trevor Gauthier

Trevor Gauthier, Chief Executive Officer

With over 20 years of executive experience in enterprise SaaS software solutions, Trevor has a proven track record of driving growth for tech organizations and building teams both organically and through acquisition. During his tenure at his last organization (Mortgage Cadence), Trevor held several positions on the marketing and sales side globally (including Chief Sales & Marketing Officer), before becoming the President and COO. One of his primary focuses at ARMCO is leading the product development team to stay at the forefront of enterprise risk management solutions. He lives in Denver with his wife, daughter and two dogs. Trevor enjoys all things outdoors, including hiking, camping, bouldering, skiing, mountain biking, and has a love of a wide variety of music though an inability to play anything.

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Team Phil Mccall

Phil McCall, President and Chief Operating Officer


Mr. McCall brings more than two decades of executive experience in the mortgage industry to ARMCO. He is an award-winning, seasoned expert in quality control, loan origination and underwriting, mortgage fraud, loss and litigation and real estate-based transactions. Prior to joining ARMCO, Mr. McCall’s career included posts as COO for IMARC, a forensic loan auditing and loan data verification provider, and inexecutive positions with three privately owned mortgage banking firms. He has been an integral liaison between his companies and various Wall Street firms, and was actively engaged as a seller / servicer with Fannie Mae and Freddie Mac. Mr. McCall is a licensed real estate broker in California and is a direct endorsed underwriter for the Federal Housing Administration (FHA). He has held real estate and broker licenses in more than 20 other states. He is married with three children.

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Team Sharon Reichhardt

Sharon Reichhardt, Executive Vice President of Operations


Ms. Reichhardt brings 25 years of mortgage industry experience to ARMCO, most of which were spent in the Quality Control department of EverBank. Her previous experience spans auditing loan servicing, origination compliance, consumer banking and commercial real estate. Prior to joining ARMCO, Ms. Reichhardt was EverBank’s lead administrator and report writer for ACES. She served as QC audit coordinator for external audits including FNMA, FHLMC, HUD, CFPB and OCC, and was instrumental in improving business processes such as executive reporting, regulatory reporting, and quality assurance. Ms. Reichhardt's hands on experience as an ACES administrator in a Quality Control environment gives her a unique perspective to assist clients with implementation, and the many ways ACES can be customized for a range of products and workflows. She is married with two teenaged sons, and enjoys all kinds of sports, live theatre and musical performances, especially those involving her boys.

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Team Cassie Vosburgh

Cassie Vosburgh, Executive Vice President of Finance

Cassie has over 15 years of experience in Finance and Accounting, Strategy and Business Operations. Prior to joining ARMCO Cassie was a Managing Director at FTI Consulting where she partnered with businesses in the Technology, Media and Telecom industries. Her focus was on growth and investment strategies, cost optimization and restructuring, and M&A integration. Cassie also has 5 years of experience in the mortgage industry, during which time she focused on business operations and organizational improvements. She has her BS in Business Operations Management from the University of Colorado, Boulder and her MBA in Finance from the University of Denver. Cassie lives in Denver and enjoys spending time with family, friends and her dog Louie. She also likes to read, run and travel.

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Team Nick Volpe

Nick Volpe, Executive Vice President of Account Management

Mr. Volpe brings over 20 years experience in both mortgage origination and servicing to ARMCO. He was part of the original team at The Murrayhill Company and was integral in pioneering credit risk oversight for mortgage loan securitizations. Prior to joining ARMCO, Mr. Volpe helped established origination and servicing QC businesses and lead integration teams in multiple acquisitions. A recognized subject matter expert, he has authored multiple articles and speaks regularly at industry events. In his role at ARMCO, he maps the course for future product development, executes corporate initiatives, and works directly with clients to chart market needs. Mr. Volpe has a Bachelor's degree in Real Estate Finance from Penn State University and is married with two children.

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Team Ben Mahan

Ben Mahan, Executive Vice President of Information Technology

Mr. Mahan brings over two decades of diverse product development and technology leadership experience to ARMCO. He has executive positions in the e-learning, supply chain, healthcare, and compliance industries. Prior to joining ARMCO, Mr Mahan was the CTO at Sentry Data Systems, a privately-owned SaaS provider in the 340b and healthcare analytics space, where he played a key role in the company’s multiple significant growth phases over the course of more than seven years. Throughout his career, Mr. Mahan has been able to build on his passion for software engineering and user experience design to lead and grow many creative and successful product technology teams. In his spare time, he enjoys golfing and boating with his two sons, and coaching their sports teams.

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Team Kyle Kehoe

Kyle Kehoe, Executive Vice President of Sales and Marketing

Kyle Kehoe brings to ARMCO over 20 years experience successfully leading FinTech sales organizations and client relationships. He is the former president of CRIF Lending Solutions where he was responsible for the strategic revenue growth of one of the most successful loan origination software platforms in the U.S. market. He is also the former Executive Vice President of Sales for MeridianLink where he led sales, client relationships, and sales engineering for the market leader in consumer loan origination, mortgage origination, analytics, data access, and deposit technology. He has worked with hundreds of financial institutions to improve the origination workflow and remove friction from the customer journey. He is passionate about building deep partnerships with financial institutions that result in improved automated workflow, increased revenue, reduced risk, and amazing customer experiences.

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Team Dilbert Gonzalez

Dilbert Gonzalez, Vice President of Solution Consulting

Mr. Gonzalez brings over 17 years of experience in designing, developing, implementing, and supporting the ACES Audit Technology platform, to his position at ARMCO, where he is responsible for the onboarding, training, and ongoing technical support of clients. He works closely with mortgage banking industry clients to identify business needs and analyze requirements that translate directly into software enhancements, configuration optimization, and process improvements. Mr. Gonzalez holds a Bachelor of Science in Computer Science and a Master of Business Administration from Florida International University. He enjoys travel, theatre, and as a self-professed cruise nut, he is ready to set sail at a moment’s notice.

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Team Romina Cusenza

Romina Cusenza, Vice President of Marketing

Ms. Cusenza brings over 15 years of experience in mortgage industry marketing to ARMCO. With direct responsibility for the development and execution of corporate marketing strategies, Ms. Cusenza oversees all daily operations for brand management, public relations, demand generation, content marketing, design, advertising, conferences/sponsorships and special events. Prior to joining ARMCO, she held positions at Marshall & Swift/Boeckh and Interthinx, a First American company, where she spearheaded automated marketing for Interthinx, managing customer communication, nurturing campaigns, online advertising, content marketing execution and more. Ms Cusenza has extensive experience in event marketing, and is known for sophisticated and memorable industry events that range from receptions to customer summits. A Southern California resident, she enjoys spending time with her daughter and competing in Spartan races.

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